Paying for your choices..

We live in a state of information overload.
We have no reason what so ever to not always be fully informed of the possible consequences of our actions.
With that in mind, lets consider pay-as-you-play health care.
Everyone knows smoking is bad for you and if you are lucky you wont die from the cancer it creates in your body. So lets assume you still decide to smoke, despite knowing all the consequences, despite being fully informed of all the health risks. You still smoke. And you continue to smoke. In 15 years from now your pack a day habit has rendered your lungs full of cancer and you now need tens of thousands of dollars worth of health care.
In this big, beautiful country, that health care would be provided to you free of charge if you so needed it.
Is that really fair?
If you DECIDE to have a habit such as smoking and you know the risk's, should the consequences not be your responsibility?
Should tax payers really have to fund your poor health choices?
I think I am a socialist? I'm not sure. I do know that we rely too much on the government and not enough on ourselves. We take for granted the fact there will almost always be someone there to bail us out, be it the average tax payer paying for your health care or the government giving away free money and calling it a stimulus.
You play you pay.